HSA vs FSA Comparison Tool

Not sure which tax-advantaged health account is right for you? Compare HSAs and FSAs side-by-side to make an informed decision.

Answer a few questions to get personalized recommendations

Coverage Type

Tax Bracket

Expected Annual Medical Expenses

Include prescriptions, copays, and other eligible expenses

Do you plan to switch jobs in the next year?

Are you interested in long-term investment growth?

Fill in your information to see which option is best for you

Feature-by-Feature Comparison

Feature	HSA	FSA
Contribution Limit (2024)	Individual: $4,150 Family: $8,300
Funds Roll Over
Portable (Keep if Change Jobs)
Can Invest Funds
Tax-Free Withdrawals for Medical
Covers Dependents
Available Without HDHP
Use It or Lose It
Employer Contributions Allowed
Can Pay Medicare Premiums

Our benefits experts can help you understand your options and choose the right account for your situation. Schedule a free consultation today.